Graduate chapters
Many adults pledge through graduate chapters rather than collegiate ones. You'll need a sponsor — find a current member in your area to vouch.
Application timeline
Each org has its own intake schedule. Generally, applications open 1–2 times per year and the process takes 8–12 weeks from application to crossing.
Financial planning
Initiation costs range from $1,500–$3,500 depending on chapter and org. Don't take a loan for this — save first.